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征信系统尚未采集个人水电费信息央行:正优化升级

来源:网络整理 编辑:河北 时间:2019-04-24

YUANBIAOTI:ZHENGXINXITONGSHANGWEICAIJIGERENSHUIDIANFEIXINXI YANGXING:ZHENGYOUHUASHENGJI

  ZUIJIN,YOUGUANYANGXINGZHENGXINXITONGSHENGJI、JIJIANGFABUXINBANXINYONGBAOGAODEXIAOXIGUANGSHOUGUANZHU。4YUE22RISHANGWU,YANGXINGZHENGXINZHONGXINYOUGUANFUZERENJIUZHENGXINXITONGJIANSHEXIANGGUANWENTIDAJIZHEWEN,DUIGONGZHONGGUANXINDEWENTIJICHULEQUANWEIHUIDA。

  征信系统已采集9.9亿自然人

  系统升级对个人影响不大

  XINYONGBAOGAOYICHENGWEIFANYINGQIYEHEGERENXINYONGXINGWEIDE“JINGJISHENFENZHENG”。MUQIAN,GERENHEQIYEZHENGXINXITONGYICAIJI9.9YIZIRANREN、2591.8WANHUQIYEHEQITAZUZHIDEXINXI,FENBIEJIERUJIGOU3564JIAHE3465JIA,NIANDUCHAXUNLIANGFENBIEDADAO17.6YICIHE1.1YICI。

一筒国际  WEIGENGHAODIMANZUJINRONGJIGOUHESHEHUIGEJIEDEZHENGXINXUQIU,ZHENGXINZHONGXINSHISHIQIDONGLEXINYILUNDEXITONGSHENGJIYOUHUAGONGZUO,JIGEJIESUOSHUODEERDAIZHENGXINXITONGJIANSHEGONGZUO。

  YANGXINGZHENGXINZHONGXINYOUGUANFUZERENBIAOSHI,MUQIANZHENGXINXITONGSHENGJIYOUHUAGONGZUORENGZAIJINXINGDANGZHONG,BINGWUMINGQUEDESHANGXIANSHIJIANBIAO。JINRONGJIGOUHESHEHUIGONGZHONGCHAXUNDEXINYONGBAOGAOMEIYOUBIANHUA,BUSHISUOWEIDEXINBANXINYONGBAOGAO。JINJIUBENCISHENGJIERYAN,YOUYUSHENGJIQIANHOUXIANGZHENGXINXITONGBAOSONGSHUJUDEJIGOUHESHUJUZHONGLEIMEIYOUDADEBIANHUA,YINCI,DUIGERENJINGJISHENGHUODEYINGXIANGBUHUIFASHENGTAIDABIANHUA。

  增加了共同借款人信息

  未采集个人水、电费缴费信息

  GAIFUZERENBIAOSHI,NITUICHUDEXINBANXINYONGBAOGAOYUMUQIANDEXINYONGBAOGAOBANBENXIANGBI,ZENGJIALEYIXIEXINXI,RU:GERENJIBENXINXIZHONGZENGJIALEGUOJIDENGXINXI,XINDAIXINXIZHONGZENGJIALEGONGTONGJIEKUAN、GERENWEIFARENDANBAO、FARENWEIGERENDANBAODENGXINXI。LINGWAI,XINBANXINYONGBAOGAODEXINXIGENGXINPINLVJIANGJINYIBUTISHENG,XINYONGBAOGAODEZHANSHIFANGSHIYEJINXINGLEBUFENYOUHUA。

  SUOWEI“GONGTONGJIEKUAN”SHIZHIYIBIDAIKUANYOULIANGGEHUOLIANGGEYISHANGJIEKUANRENGONGTONGCHENGDANLIANDAICHANGHAIZERENDEJIEKUAN。

一筒国际  ZHENGXINZHONGXINJIJITANSUOZAIXINBANXINYONGBAOGAOZHONGZENGJIA“GONGTONGJIEKUAN”XINXICAIJINEIRONG,BENZHE“ZUNZHONGSHISHI”YUANZE,JIANGJIEKUANXINXITONGSHIZHANSHIZAIMEIGEJIEKUANRENXINYONGBAOGAOZHONG,RUSHIFANYINGJIEKUANRENFUZHAIQINGKUANG。RUHOUXUJIEKUANZHUTIFASHENGBIANGENG,ZHENGXINXITONGJIANGANZHAOJINRONGJIGOUDESHANGBAOXINXI,JISHIGENGXINXINXI,KEGUANJILUSHIJIQINGKUANG。

  YENEIRENSHIZHICHU,JIUBANZHENGXINBAOGAOLI,FUQISHUANGFANGGONGTONGHAIKUAN,HUIYOUYIFANGSHIZHUDAIKUANREN,ERLINGYIFANGDEZHENGXINBAOGAOZEBUHUIXIANSHIZHEIBIFANGDAIDEXINXI。XIANZAI,BUSHAOCHENGSHIZAIERTAOFANGRENDINGSHIDOUSHISHI“RENFANGYOURENDAI”ZHENGCE,YIXIERENWEILESHOUTAOFANGDE“TIANTOU”,BUXI“JIALIHUN”,RANGMEIYOUDAIKUANJILUDEYIFANGMAIFANGHOUZAIFUHUN,SHENZHIYOURENSHANGWULIHUNXIAWUJIUQUMAIFANG。ERXINBANZHENGXINBAOGAOZENGJIAGONGTONGJIEKUANRENXINXIHOU,FEIZHUDAIRENDEXINYONGBAOGAOYEHUIRUSHIFANYINGJIEKUANQINGKUANG,KEYIDUZHU“JIALIHUN”DELOUDONG。

  CIQIAN,YOUBAODAOCHENGZHENGXINXITONGJIANGHUIXIANSHIGERENSHUIFEI、DIANFEIHEHUAFEIDENGGONGYONGSHIYEJIAOFEIXINXI。GAIFUZERENBIAOSHI,MUQIAN,ZHENGXINXITONGSHANGWEICAIJIGERENSHUIFEI、DIANFEIJIAOFEIXINXI。

  GENJUGUOJISHIJIANHEQUANQIUQUSHI,GONGYONGSHIYE“XIANXIAOFEIHOUFUKUAN”DEJIAOFEIXINXI,YIDINGCHENGDUSHANGNENGFANYINGJIEKUANRENDECHANGHAIYIYUAN,TEBIESHIMEIYOUHUOXINYONGJILUJIAOSHAODEXINXIZHUTI,YOUZHUYUZHEIXIEZHUTIHUODEXINDAI。

  CONGWOGUOQINGKUANGKAN,MUQIANRENGYOU4.6YIZIRANRENMEIYOUXINDAIJILU。DUIZHEIBUFENRENQUN,ZAIZHENGDEBENRENTONGYIDEQIANTIXIA,CAIJI“XIANXIAOFEIHOUFUKUAN”DEGONGYONGSHIYEJIAOFEIXINXI,YOUZHUYUBANGZHUGENGDUOQUESHAOXINDAIJILUDEGERENJIANLIXINYONGJILU,BANGZHUFANGDAIJIGOUPINGGUQIXINYONGFENGXIAN,CUJINQIHUODERONGZI、JIANGDIRONGZICHENGBEN。

  YINCI,YUXIANXINGXINYONGBAOGAODEMOBANYIYANG,XINBANXINYONGBAOGAOSHEJILESHUI、DIAN、DIANXINDENGGONGYONGSHIYEJIAOFEIXINXIDEZHANSHIGESHI,DANZAISHIJICAIJISHI,ZHENGXINZHONGXINJIANGYUXIANGGUANSHUJUYUANDANWEIXIESHANG,BINGJIANGYANGELUOSHI《ZHENGXINYEGUANLITIAOLI》DISHISANTIAO“CAIJIGERENXINXIYINGDANGJINGXINXIZHUTIBENRENTONGYI,WEIJINGBENRENTONGYIBUDECAIJI”GUIDING,ZAISHUJUYUANDANWEIQUDEXINXIZHUTISHOUQUANTONGYIHOUCAIBAOSONGSHUJU。TONGSHI,ZHENGXINZHONGXINJIANGYANBASHUJUZHILIANGGUAN,ZHIYOUZAIQUEBAOSHUJUZHILIANGHEANQUANDEQINGKUANGXIA,CAIHUIQIESHIJIANGSHUJUCAIJIRUKUBINGDUIWAITIGONGCHAXUN。

  设计展示“5年还款记录”

  不良行为终止五年后删除

  JUXI,XINBANGERENXINYONGBAOGAOSHEJIZHANSHI“5NIANHAIKUANJILU”(BAOKUOHAIKUANZHUANGTAI、YUQIJINE),YOUBAODAOCHENGXIANXINGBAOGAOZHIZHANSHI2NIAN。

  DUICIQINGKUANG,GAIFUZERENBIAOSHI,XIANXINGGERENXINYONGBAOGAOYEZHANSHILE5NIANDEHAIKUANJILU,ZHISHIZHANSHIFANGSHILVEYOUCHAYI。GERENXINYONGBAOGAOZHANSHI“5NIANHAIKUANJILU”SHIWEILEGENGHAODIZHANSHIXINXIZHUTIDEXINYONGZHUANGKUANG,BANGZHUGONGZHONGJILEIXINYONGCAIFU,CUJINHUODERONGZI。

一筒国际  GAIFUZERENJIESHAOCHENG,ZHENGXINZHONGXINYANGEZUNSHOU《ZHENGXINYEGUANLITIAOLI》DEGUIDING,YIFAYIGUIKAIZHANZHENGXINHUODONG,QIESHIWEIHUXINXIZHUTIZHIQINGQUAN、TONGYIQUAN、YIYIQUANDENGHEFAQUANYI,YANGEBAOZHANGXINXIANQUAN。

  YISHIQIESHIWEIHUXINXIZHUTITONGYIQUAN。ERSHIQIESHIWEIHUXINXIZHUTIZHIQINGQUAN。XINXIZHUTIYOUQUANMEINIANLIANGCIMIANFEIHUOQUBENRENXINYONGBAOGAO。ZHENGXINZHONGXINTONGGUOHULIANWANG、XIANCHANGJUTAI、ZIZHUCHAXUNJIDENGDUOZHONGFANGSHITIGONGCHAXUNFUWU,YINDAOGONGZHONGGUANXINZIJIDEXINYONGJILU、GUIFANXINYONGXINGWEI。SANSHIQIESHIWEIHUXINXIZHUTIDEYIYIQUANHEGENGZHENGQUAN。SISHIQIESHIWEIHUXINXIZHUTIZHONGJIANXINYONGJILUQUAN。ZHENGXINXITONGJIANLIXINYONGXINXIXIUFUJIZHI,DUIGERENBULIANGXINXIDEBAOCUNQIXIAN,ZIBULIANGXINGWEIHUOZHESHIJIANZHONGZHIZHIRIQIWEI5NIAN,CHAOGUO5NIANQIXIANHOUCONGXINYONGBAOGAOZHONGSHANCHU。WUSHIQIESHIBAOZHANGXINXIZHUTIXINXIANQUAN。LIUSHICHIXUJIADAZHENGXINXUANCHUANJIAOYULIDU。

一筒国际  WEILAI,DAIXINBANXINYONGBAOGAOZHENGSHISHIYONGHOU,ZHENGXINZHONGXINJIANGJINYIBUZUOHAOXUANCHUANGONGZUO,TIXINGXINXIZHUTIGUANZHUZISHENXINYONGZHUANGKUANG、WEIHUZISHENHEFAQUANYI。 (JIZHE CHENGJIE)

(ZEBIAN:ZHAOSHUANG、TONGZONGLI)

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